• RV Loan Rates
• Documents You Will Need 
• GAP & MBI
• Shopping for an RV?
• Fraud 411 Tip: Help Prevent Unfair Practices
• California DMV 

Give us a call if you have any questions and we will help you get the answers you need to get a great deal on your next vehicle purchase.

Rates:
Rates determined by amount financed, loan term and credit worthiness. Call for changes that may apply since the effective date, or for information on additional loan products. 

New and Used Recreational Vehicles and Van Conversions1
(Maximum loan amount is $250,000)
Term (Months)	100% Financing	90% Financing	80% Financing	Minimum Loan Amount
48	7.95% to 16.50%	7.85% to 16.50%	7.75% to 16.50%	-
72	7.95% to 16.50%	7.85% to 16.50%	7.75% to 16.50%	$10,000
96	7.95% to 16.50%	7.85% to 16.50%	7.75% to 16.50%	$25,000
120	7.95% to 16.50%	7.85% to 16.50%	7.75% to 16.50%	$40,000
144	N/A	7.85% to 16.50%	7.75% to 16.50%	$75,000
180	N/A	N/A	7.75% to 16.50%	$75,000

Documentation You Will Need…
When purchasing a vehicle from a dealer, from a private party or refinancing a vehicle, the Credit Union requires the following documents:

All Purchases
• Proof of Insurance 

Dealer Purchase
• Window Sticker or Dealer Invoice
• Copy of Purchase Order

Private Party Purchase
• Copy of Current California Registration
• Current Lien Holder Name, Phone Number and Account Number (if applicable)
• Vehicle must pass California Emissions Test

Refinance
• Copy of Current California Registration
• Current Lien Holder Name, Phone Number and Account Number

Information can be faxed to either branch: North Office - Sacramento or South Office - San Dimas.

 Shopping for an RV?

Keep the following in mind when shopping:

• Do your research and shop around.
• Determine what you want included and how you will use the RV.
• How many people that will travel with you, what are their needs and don’t forget the occasional guest.
• Don’t forget about storage – where, how long, how much, CC&Rs, etc.
• Factor in the cost of ownership -- operating costs, insurance, maintenance, etc.
• Remember to do your research, then whether you choose new or used, CAHPCU can finance either and our rates are low! 
  

The FTC works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or get free information on consumer issues, visit www.ftc.gov or call toll-free: 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261.

The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

California DMV

---

¹  All rates are expressed as Annual Percentage Rate (APR). Rates for Vehicle Loans reflect a discount of 0.50% APR.  To qualify for the discount, you must have automatic loan payments from a C.A.H.P. Credit Union account, State payroll deduction, or PERS Payroll deduction. Financing may include tax, license, DMV charges, documentation fees and Mechanical Breakdown Insurance. Dealer provided MBI can be financed up to $1000 for RVs only. The Credit Union offers MBI contracts for new and used autos and trucks.

 Rates effective 7/1/2009.  Rates and terms subject to change without notice.

 This site contains links to other web sites, in order to assist users in locating and accessing information that may be of interest. C.A.H.P. Credit Union does not warrant linked sites for any purpose. Further, the inclusion of a link to another site does not constitute an endorsement by CAHPCU of the site, its owner(s) or any products or services advertised on the linked site.