Checking Accounts

Helping you manage your money efficiently on a day-to-day basis is what C.A.H.P. Credit Union Checking is all about. Our checking accounts provide low-cost convenience, while offering many free features and dividend paying accounts. Whether you're opening your first account or looking for solutions to specific money management needs, CAHPCU offers options to suit your financial style.  So which type of checking account is right for you? It depends on you and the features and services that complement your financial style. Let us know your needs and/or financial habits and we’ll help you choose the right checking account for you.

All CAHPCU checking accounts offer:

• FREE Visa Debit Card¹ for all checking accounts
• Free Point-of-Sale (POS) transactions²
• Free online bill payment with Pay-24
• No per check fees
• Overdraft Protection from Savings³
• Convenient account access through Direct Deposit, Payroll Deduction, eStatements, nationwide ATMs and Call-24 CAHPCU's automated telephone service

With great checking options and services, you’ll to find a CAHPCU account that’s right for you. Learn more about CAHPCU checking products and services:

1) Classic Checking

• No monthly service charge
• No minimum balance requirement
• Five free ATM withdrawals per month⁴

2) Premier Checking⁵

• Dividends paid on balances of $500 or more
• 0.05% annual percentage yield (APY) variable rate
• Dividends paid quarterly
• Five free ATM withdrawals per month⁴
• $1 monthly maintenance fee ($3 if your balance falls below $500)

3) Superior Checking⁵ 

• Unlimited ATM withdrawals
• Dividends paid on balances of $1,000 or more
• 0.10% annual percentage yield (APY) variable rate
• Dividends paid quarterly
• $5 monthly maintenance fee
• Free first order of 150 Credit Union Image checks
  
  To sign up for any of these fantastic checking accounts, simply mark the appropriate "Checking Account" box on the Membership Application and enclose the appropriate funds. 
  
   

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  ¹ Upon approval
  ² Some merchant fees may apply
  ³ Overdraft fees may apply
  ⁴ Dates on ATM withdrawals run from the 27th of the month through the 26th of the following month3; $1 per withdrawal above five
  ⁵ Minimum balance of $25.00 required to open
  

 Rates effective 1/1/2012. Rates and terms subject to change without notice.