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| Serving Those Who Serve Us |
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Credit Card Services
C.A.H.P. Credit Union has the right credit card to fit your lifestyle. All of the Visa credit cards CAHPCU offers have great low fixed rates, no annual fee, and a variety of free services including Verified by Visa. Shop and compare. In the long run we think you’ll find our cards offer you the best value and most stable rates around.
Classic Visa
If you pay your balance in full every month, then the Classic Visa could be best for you.
- Earn a 1% rebate if your purchases exceed $1,000 per year
- 13.8% fixed Annual Percentage Rate
- No annual fee
- 25-day grace period on purchases
Preferred Visa
When you want a world-class rate, select the Preferred Visa, perhaps the ideal card for transferring balances from higher interest rate cards.
- No annual fee
- 25-day grace period on purchases
- 11.8% fixed Annual Percentage Rate
Platinum Visa
Our best rate for those with excellent credit, our Platinum Visa may be your best choice.
- No annual fee
- 10.8% fixed Annual Percentage Rate
- 25-day grace period
- Free $1,000,000 travel accident insurance
- Free $3,000 lost luggage reimbursement
- Free auto rental insurance
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Classic
Visa Card
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Preferred Visa Card
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Platinum
Visa
Card
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Annual Percentage Rate (APR) for Purchases
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13.80%
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11.80%
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10.80%
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Variable
Rate Information
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Fixed Rate
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Fixed Rate
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Fixed Rate
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Grace Period for Repayment of Balances for Purchases4
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25 days on purchases only
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25 days on purchases only
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25 days on purchases only
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Method of Computing the Balance for Purchases
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Average
Daily
On All
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Average
Daily
On All
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Average
Daily
On All
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Annual Fee
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None
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None
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None
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Minimum Finance Charge
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None
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None
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None
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Transaction Fee for Purchases (non-foreign)
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None
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None
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None
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Cash Advance
Fee
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None
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None
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None
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Late Fee
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$10 if payment not received within 10 days of due date.
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Over Limit Fee
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$10 per month if the outstanding balance exceeds the credit limit by $500 or 120%, whichever is less.
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When applying for a new card of choice or evaluating your old one, make sure you know the potential rates, fees, or other charges you may be subject to. Many cards change fees and rates after a set period or after changes in your credit records. Be sure you read the fine print and understand how much you may be affected.
 C.A.H.P. Credit Union partners with Visa for your extra security. Protect your Visa card online with a personal password.
Visa provides reassurance that only you can use your Visa card online. The service is FREE to Visa cardholders. You’ll have the added assurance that your Visa card is safer when you shop at participating online stores. Look for the new Verified by Visa symbol; it’s your way of knowing that you are shopping with an additional layer of security.
For a prompt answer on a loan from CAHPCU, apply online through @ccess-24 Home Banking.
All loans granted on approved credit (OAC).
Rates effective 2/11/2008. Rates subject to change without notice.
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C.A.H.P. Credit Union ® 2007 All Rights Reserved
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