Home Loans
C.A.H.P. Credit Union is the place to start shopping for your real estate loans. No matter what kind of home loan you currently have, you may be able to lower your monthly payments and save money overall by checking with us first. CAHPCU offers a wide variety of options that include great rates, low fees, flexible terms, and personal service.
Click on the links below to learn more:
Home Equity Loans
If you currently own your home and have equity in that home you are ready to put to work, then you are in luck! C.A.H.P. Credit Union is currently offering fixed-rate home equity loans.
That’s right, members asked and we responded with CAHPCU Fixed-rate 2nd Mortgages. You can now finance a home equity loan up to $250,000 with CAHPCU. Whether you want to put in a pool, add on to your house, remodel, landscape, or whatever; give C.A.H.P. Credit Union the first call.
- Low fixed rates
- Real Estate Service origination fees waived
- Terms up to 30 years
- Borrow from $50,000 up to $250,000
- Your interest may be tax deductible1
C.A.H.P. Credit Union can help you get the most from your home, today, tomorrow, and into your future. Contact the Sacramento office of C.A.H.P. Credit Union for more information or to apply for our Fixed-rate 2nd Mortgages. Call us today!
Rates:
Home Equity Loans
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Second Trust Deed - 5-year loan
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6.35% APR
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$50,000 Minimum
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Second Trust Deed - 10-year loan
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6.65% APR
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$50,000 Minimum
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Second Trust Deed - 15-year loan
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6.95% APR
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$50,000 Minimum
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Second Trust Deed - 30-year loan with a 15-year call option
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7.25% APR
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$50,000 Minimum
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All rates shown as Annual Percentage Rates (APR). Minimum initial loan amount is $50,000. Loans granted on approved credit (OAC). Information subject to change. Pre-payment fees may apply
First Mortgages
For First Mortgages, contact Charlie Costa of CUSO Mortgage at (888) 556-4004.
1 Consult your tax advisor concerning tax deductibility. The CAHPCU does not give tax advice. CA.H.P. Credit Union membership required. Some restrictions apply.