Skip-A-Payment
CAHPCU now offers qualified members the option to skip a loan payment without impacting your credit rating. The Skip-A-Payment Program gives you the option to defer a monthly payment on an eligible CAHPCU loan to the end of the loan, up to two (2) times in a year. Click here to learn more...
From cars to trucks to boats, CAHPCU has the loan for you. What are you looking to buy? Then see how we can help:
Car, Truck, and SUV Loans
Rates starting as low as 1.99% APR!!*2
It doesn't matter if you're buying a new or used car; nothing matches the experience of driving a new vehicle home for the first time. Typically, buying new wheels is both an event and an ordeal, but there’s the undeniable excitement too. So when you’re ready to buy, let CAHPCU know and we can help with some of the anxiety and we are known for our low rates on cars, trucks, motorcycles and SUVs.
A new or used vehicle is probably second only to a home as the most expensive purchase you make. That’s why it’s important to know the best rates can be found at C.A.H.P. Credit Union. Call us now to learn more, or click on the link above.
Key benefits include:
- No payments for 90 days1
- Relationship discounts2
- Refinance loans from other lenders and save
- Cash-Back auto equity loans
- Terms up to 84 months
- Fast and easy application process
- Apply online any time, stop by, or call either branch to apply
Motorcycle Loans
Rates starting as low as 1.99% APR!!*2
If you've been dreaming of buying a motorcycle, the C.A.H.P. Credit Union is the place to go for financing. Our motorcycle loan rates are the same as our low loan rates for autos. We don’t think you’ll find better loan rates for motorcycles than at CAHPCU. And remember, in many ways, the process of buying a motorcycle is similar to the steps you'd follow to buy a car. For most people, both types of vehicles are a major purchase and the CAHPCU is here to help.
And remember we handle motorcycles just like autos...
- No payments for 90 days1
- Relationship discounts2
- Refinance loans from other lenders and save
- Cash-Back motorcycle equity loans
- Terms up to 84 months
- Fast and easy application process
- Apply online any time, stop by, or call either branch to apply
Recreational Vehicle Loans
Rates starting as low as 6.79% APR!!*2
Ready to hit the road; get out for a day on the water; or maybe a major tail-gate party before the game? C.A.H.P. Credit Union can help you finance the things you enjoy. We offer competitive rates on these types of vehicles for up to $250,000. 100% financing and terms up to 15 years are also available.
Contact us if you have any questions and we will help you get the answers you need to get a great deal on your next vehicle purchase.
- Loan Calculator [Vehicle, Real Estate, Certificate Secured and Savings Secured]
Understand Your Credit
Check your Credit Report(s) annually: http://www.ftc.gov/freereports
* Annual Percentage Rate (APR) assumes 0.50% reduction for automatic payments. Your actual APR may vary and will be determined when a credit decision is made, and may be higher than the lowest rate available. Lower credit quality, longer terms, different loan types, and non-qualification for discounts may result in higher rates. There are no pre-payment penalties on early payoff of loans. Some restrictions apply. Rates, terms and conditions are subject to change without notice. Not available for refinance of an existing CAHPCU Vehicle Loan.
1 For 90-Day No Pay, interest begins accruing upon loan disbursal. Some restrictions apply. Optional.
2 All rates are expressed as Annual Percentage Rate (APR). Rates for Vehicle Loans reflect a discount of 0.50% APR. LTV = Loan-To-Value. To qualify for the discount, you must have automatic loan payments from a C.A.H.P. Credit Union account, State payroll deduction, or PERS Payroll deduction. Financing may include tax, license, DMV charges, documentation fees and Mechanical Breakdown Insurance. Dealer provided MBI can be financed up to $1,000 for RVs only. The Credit Union offers MBI contracts for new and used autos and trucks.
Rates effective 10/6/2011. Rates and terms subject to change without notice.