Serving Those Who Serve Us.

A Quick, Simple, Immediate, Confidential Loan Application Process.


Here’s how it works:

1. Click on the “GET STARTED” Link.

2. Complete the Online Application (this takes 15 to 20 minutes).

3. Your personal loan agent will review and call you within 10 minutes.

4. Get your approved loan processed the next business day.

5. Before you start, you need:

 a.  Member Numbers
 b.  Social Security Numbers
 c.  Employment Information
 d.  Salary
 e.  Other Income
 f.   Financial obligations
 g.  Loans
 h.  Existing rates on secured loans
 i.   Assets
 j.   References

Loan Solutions Designed to Meet Your Needs.


That’s right, we’re lending and we’re now open 24/7. Anytime, Anywhere.

To get started, just click the “Apply For A Loan Now” on your left. But before you do, please have the following ready to help expedite the process:

  • Your Member account numbers.
  • Your Social Security numbers.

For Lending Applications:

  • Employment information
  • Employers name and address
  • Start time
  • Salary
  • Any other sources of income (such as part-time job, Social Security, child support)
  • Financial obligations
  • Loans
  • Value of home
  • Existing rates on secured loans not financed with the credit union
  • Assets
  • Primary deposit accounts and balance with other financial institution
  • References
  • Name
  • Address
  • Phone number of a friend or relative not living with you

If purchasing a vehicle:

  • Year
  • Make
  • Model
  • Miles
  • Options

When contacting the C.A.H.P. Credit Union, you will be asked general questions for security and verification purposes.

The C.A.H.P. Credit Union makes it simple to get what you want, when you want it. Whether you are looking to buy that new car or a family recreational vehicle, we have a loan that is designed to meets your needs.

The C.A.H.P. Credit Union offers loans for New and Used vehicles, to include:

  • Autos (Cars, Trucks and SUV’s)
  • Motorcycles
  • Recreational Vehicles (RV, Watercraft, Off-Road Vehicles)

It doesn’t matter if you’re buying a new or used car; nothing matches the experience of driving a new vehicle home for the first time. Typically, buying new wheels is both an event and an ordeal, but there’s the undeniable excitement too. So when you’re ready to buy, let CAHPCU know and we can help with some of the anxiety and we are known for our low rates on cars, trucks, motorcycles and SUVs.

Key benefits include:

  • No payments for 90 days1
  • Relationship discounts2
  • Refinance loans from other lenders and save
  • Cash-Back auto equity loans
  • Terms up to 84 months
  • Fast and easy application process, simply click on the “Apply For a Loan Now” banner to the upper left.

When applying for your vehicle loan, in addition to the standard laon application information, please have the following vehicle information:

  • Year
  • Make
  • Model
  • Miles
  • Options

Skip-A-Payment

CAHPCU now offers qualified members the option to skip a loan payment without impacting your credit rating. The Skip-A-Payment Program gives you the option to defer a monthly payment on an eligible CAHPCU loan to the end of the loan, up to two (2) times in a year. SKIP PAY Content Form

1 For 90-Day No Pay, interest begins accruing upon loan disbursal. Some restrictions apply. Optional.
2 All rates are expressed as Annual Percentage Rate (APR). Rates for Vehicle Loans reflect a discount of 0.50% APR. LTV = Loan-To-Value. To qualify for the discount, you must have automatic loan payments from a C.A.H.P. Credit Union account, State payroll deduction, or PERS Payroll deduction. Financing may include tax, license, DMV charges, documentation fees and Mechanical Breakdown Insurance. Dealer provided MBI can be financed up to $1,000 for RVs only. The Credit Union offers MBI contracts for new and used autos and trucks.

Now is the best time to buy a new house, especially with record low interest rates. Whether you are buying your first home, upsizing to a larger family home or right-sizing to a smaller home, the C.A.H.P. Credit Union has a home loan to fit your needs.

To start your mortgage loan application process, click on this link:

 Start Your Mortgage Loan Application BY CLICKING HERE

To help you prepare for the application, please have the following ready to help expedite the process:

  • Your Member account numbers.
  • Your Social Security numbers.

For Lending Applications:

  • Employment information
  • Employers name and address
  • Start time
  • Salary
  • Any other sources of income (such as part-time job, Social Security, child support, etc.)
  • Financial obligations
  • Loans
  • Value of home
  • Existing rates on secured loans not financed with the credit union
  • Assets
  • Primary deposit accounts and balance with other financial institution
  • References
  • Name
  • Address
  • Phone number of a friend or relative not living with you

Mortgage Loan Calculator

Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the “Report” button for a full yearly or monthly amortization schedule.




Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Loan Rates

Loan Type

Rate

Vehicles

Rates as low as 2.50% APR**

Signature Loans

Rates as low as 10.95% APR**

Fully Secured Loans

Rates as low as 8.00% APR

Rates are current as of  Monday, April 21st, 2014 *Annual Percentage Yields (APY) may vary, please call for current rates*

**Annual Percentage Rate. Loan rates are based on credit score and term of loan.

Sample monthly payment for a loan of $15,000 for 60 months at 2.95% APR would be approximately $269.21

All rates and promotions subject to change without notice.