Consolidate Debt and Bulletproof Your Credit Score.
That’s right, we’re lending and we’re now open 24/7. Anytime, Anywhere.
To get started, just click the “Apply For A Loan Now” on your left. But before you do, please have the following ready to help expedite the process:
- Your Member account numbers.
- Your Social Security numbers.
For Lending Applications:
- Employment information
- Employers name and address
- Start time
- Salary
- Any other sources of income (such as part-time job, Social Security, child support)
- Financial obligations
- Loans
- Value of home
- Existing rates on secured loans not financed with the credit union
- Assets
- Primary deposit accounts and balance with other financial institution
- References
- Name
- Address
- Phone number of a friend or relative not living with you
If purchasing a vehicle:
- Year
- Make
- Model
- Miles
- Options
When contacting the C.A.H.P. Credit Union, you will be asked general questions for security and verification purposes.
Is your financial situation stressing you out? Are you in a constant state of worry? We understand how those individual bills can quickly become an overwhelming pile and start to burden you and your family.
Are you ready to take control of that debt? Then click on the “Apply For A Loan Now!” to the left and start a quick and supportive application process. We designed the process to be quick and painless so don’t lose any more sleep and APPLY TODAY!
To get started, and to understand the process, just click the “Apply For A Loan Now” on your left. But before you do, please have the following ready to help expedite the process:
- Your Member account numbers.
- Your Social Security numbers.
For Lending Applications:
- Employment information
- Employers name and address
- Start time
- Salary
- Any other sources of income (such as part-time job, Social Security, child support
- Financial obligations
- Loans
- Value of home
- Existing rates on secured loans not financed with the credit union
- Assets
- Primary deposit accounts and balance with other financial institution
- References
- Name
- Address
- Phone number of a friend or relative not living with you
When contacting the C.A.H.P. Credit Union, you will be asked general questions for security and verification purposes.
That’s right, members asked and we responded with C.A.H.P. Credit Union Fixed-rate 2nd Mortgages. You can now finance a home equity loan up to $250,000 with C.A.H.P. Credit Union. Whether you want to pay taxes, pay down your credit cards, start that pool, add on to your house, remodel, landscape, or whatever, you can use home equity to get the cash you need.
Get started right now, by clicking on the “Apply For A Loan Now” banner on your left.
- Low fixed rates
- Terms up to 30 years
- Borrow from $50,000 up to $250,000
- Your interest may be tax deductible1
But before you do start, please have the following ready to help expedite the process:
- Your Member account numbers.
- Your Social Security numbers.
For Lending Applications:
- Employment information
- Employers name and address
- Start time
- Salary
- Any other sources of income (such as part-time job, Social Security, child support
- Financial obligations
- Loans
- Value of home
- Existing rates on secured loans not financed with the credit union
- Assets
- Primary deposit accounts and balance with other financial institution
- References
- Name
- Address
- Phone number of a friend or relative not living with you
When contacting the C.A.H.P. Credit Union, you will be asked general questions for security and verification purposes.
1 Consult your tax advisor concerning tax deductibility. The CAHPCU does not give tax advice. CA.H.P Credit Union membership required. Some restrictions apply.
The C.A.H.P. Credit Union makes it simple to get what you want, when you want it. Whether you are looking to buy that new car or a family recreational vehicle, we have a loan that is designed to meets your needs.
The C.A.H.P. Credit Union offers loans for New and Used vehicles, to include:
- Autos (Cars, Trucks and SUV’s)
- Motorcycles
- Recreational Vehicles (RV, Watercraft, Off-Road Vehicles)
It doesn’t matter if you’re buying a new or used car; nothing matches the experience of driving a new vehicle home for the first time. Typically, buying new wheels is both an event and an ordeal, but there’s the undeniable excitement too. So when you’re ready to buy, let CAHPCU know and we can help with some of the anxiety and we are known for our low rates on cars, trucks, motorcycles and SUVs.
Key benefits include:
- No payments for 90 days1
- Relationship discounts2
- Refinance loans from other lenders and save
- Cash-Back auto equity loans
- Terms up to 84 months
- Fast and easy application process, simply click on the “Apply For a Loan Now” banner to the upper left.
When applying for your vehicle loan, in addition to the standard laon application information, please have the following vehicle information:
- Year
- Make
- Model
- Miles
- Options
Skip-A-Payment
CAHPCU now offers qualified members the option to skip a loan payment without impacting your credit rating. The Skip-A-Payment Program gives you the option to defer a monthly payment on an eligible CAHPCU loan to the end of the loan, up to two (2) times in a year. SKIP PAY Content Form
1 For 90-Day No Pay, interest begins accruing upon loan disbursal. Some restrictions apply. Optional.
2 All rates are expressed as Annual Percentage Rate (APR). Rates for Vehicle Loans reflect a discount of 0.50% APR. LTV = Loan-To-Value. To qualify for the discount, you must have automatic loan payments from a C.A.H.P. Credit Union account, State payroll deduction, or PERS Payroll deduction. Financing may include tax, license, DMV charges, documentation fees and Mechanical Breakdown Insurance. Dealer provided MBI can be financed up to $1,000 for RVs only. The Credit Union offers MBI contracts for new and used autos and trucks.
Now is the best time to buy a new house, especially with record low interest rates. Whether you are buying your first home, upsizing to a larger family home or right-sizing to a smaller home, the C.A.H.P. Credit Union has a home loan to fit your needs.
To start your mortgage loan application process, click on this link:
Start Your Mortgage Loan Application BY CLICKING HERE
To help you prepare for the application, please have the following ready to help expedite the process:
- Your Member account numbers.
- Your Social Security numbers.
For Lending Applications:
- Employment information
- Employers name and address
- Start time
- Salary
- Any other sources of income (such as part-time job, Social Security, child support, etc.)
- Financial obligations
- Loans
- Value of home
- Existing rates on secured loans not financed with the credit union
- Assets
- Primary deposit accounts and balance with other financial institution
- References
- Name
- Address
- Phone number of a friend or relative not living with you
Mortgage Loan Calculator
Use this calculator to generate an estimated amortization schedule for your current mortgage. Quickly see how much interest you could pay and your estimated principal balances. You can even determine the impact of any principal prepayments! Press the “Report” button for a full yearly or monthly amortization schedule.
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Loan Rates
|
Loan Type |
Rate |
|
Vehicles |
Rates as low as 2.50% APR** |
|
Signature Loans |
Rates as low as 9.95% APR** |
|
Fully Secured Loans |
Rates as low as 8.00% APR |
Rates are current as of Saturday, May 25th, 2013 *Annual Percentage Yields (APY) may vary, please call for current rates*
**Annual Percentage Rate. Loan rates are based on credit score and term of loan.
Sample monthly payment for a loan of $15,000 for 60 months at 2.50% APR would be approximately $266.22
All rates and promotions subject to change without notice.







