loans and credit cards icon. California Highway Patrol Credit Union loans and credit cards.

Loans and Credit Cards

CREDIT CARDS

credit cards icon for CAHP Credit Union's credit cards.

CREDIT CARDS

Your credit card should fit your lifestyle, spending habits, and credit history. CAHP Credit Union offers credit cards with the new contactless technology and flexible money-saving features for law enforcement officers, including:

  • Low rates
  • Generous grace periods on all purchases
  • Robust personal identity and fraud protection
  • Unlimited 2% cash-back rewards on all purchases*

Whether you’ve got excellent credit or are in the process of building your credit, you’ll find the right Visa credit card that supports your financial goals.

Compare Your Visa Credit Card Options

Select the Visa credit card that’s right for you with this easy comparison chart.

 

Platinum Visa Icon

Platinum Visa
PORAC Visa Icon

PORAC PLATINUM VISA

Exclusively for PORAC Members
Premier Visa Icon

Premier Visa

Who’s It For?

Our best rate for those with excellent credit

Who’s It For?

Our best rate for those with excellent credit

Who’s It For?

You pay your balance in full every month or you are establishing your credit

APR

As low as 15.24%1

APR

As low as 15.24%1

APR

As low as 18.24%1

Grace Period

25 days on all purchases

Grace Period

25 days on all purchases

Grace Period

25 days on all purchases

Personal Identity Theft Protection

Yes

Personal Identity Theft Protection

Yes

Personal Identity Theft Protection

Yes

Free $1,000,000 Travel Accident Insurance

Yes

Free $1,000,000 Travel Accident Insurance

Yes

Free $1,000,000 Travel Accident Insurance

No

Free $3,000 Lost Luggage Reimbursement

Yes

Free $3,000 Lost Luggage Reimbursement

Yes

Free $3,000 Lost Luggage Reimbursement

No

Free Auto Rental Insurance

Yes

Free Auto Rental Insurance

Yes

Free Auto Rental Insurance

No

Cash Advance Fee2

$5.00 or 2.50% of the amount of each cash advance, whichever is greater.

Cash Advance Fee2

$5.00 or 2.50% of the amount of each cash advance, whichever is greater.

Cash Advance Fee2

$5.00 or 2.50% of the amount of each cash advance, whichever is greater.

Balance Transfer Fee2

$5.00 or 2.50% of the amount of each balance transfer, whichever is greater.

APPLY FOR PLATINUM VISA

Balance Transfer Fee2

$5.00 or 2.50% of the amount of each balance transfer, whichever is greater.

APPLY FOR PLATINUM VISA

Balance Transfer Fee2

$5.00 or 2.50% of the amount of each balance transfer, whichever is greater.

APPLY FOR PREMIER VISA

*To receive any advertised product, you must become a member of CAHP Credit Union. Rewards are available only for new purchases made with the card. Cash advances, checks drawn from the account, and balance transfers are excluded and do not earn credit toward rewards. To qualify for the Rewards, you must have 1) a Checking account with a minimum balance of $500, 2) At least one direct deposit of $500 or more into your checking account during the statement cycle and 3) must maintain an average daily balance of $500 in your checking account.
1All loans granted on approval of credit (OAC). All rates expressed as Annual Percentage Rate (APR). Rate subject to change monthly. Rates listed effective 08/11/2023.
2Cash advances and balance transfer fees are always subject to a finance charge from the date they are posted to your account.